Become an agent

A BETTER WAY TO
BUY YOUR NEW HOME.

Not everyone needs a mortgage, but most of us do. Obtaining a mortgage is a complex process with many steps. Choosing a mortgage can be very costly to a home buyer if the right decisions are not made. At CGHP, we understand how complicated obtaining a home mortgage can be, and we have designed our services to make this process both quick and convenient.

Reduce Pocket Payment

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Connect Buyers

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Enhance Future

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Protected

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No Income Limits

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First-time homebuyers

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HOW IT WORKS

Watch a full length video and be ready to fall in love with the process

BUY YOUR FIRST HOME

WHY CHOOSE US

How CGHP is doing compared to its competition

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A member of our team will be in touch with you soon to discuss your results.

FAQ's

We've put together some answers to commonly asked questions

CGHP ALLOWS RECENT COLLEGE GRADUATES TO QUALIFY WITH LIMITED CREDIT HISTORY.

CGHP allows you, a potential first time home buyer, to be approved for a mortgage even if you have no FICO scores or if you have a credit score with limited credit history reporting. This is through the use of "non-traditional" credit references. CGHP allows you to provide a clean 12-month payment history for three credit references that do not report to the credit bureaus such as rental payments, utilities, cable TV, telephone bills, etc. CGHP underwriters will review these alternative credit references in order to evaluate your bill paying habits and make a determination of whether or not you will be approved.

CGHP ALLOWS RECENT COLLEGE GRADUATES TO COUNT THEIR TIME IN SCHOOL AS PART OF THEIR EMPLOYMENT HISTORY.

To qualify for a mortgage, you have to prove income stability. Typically, a lender will require that you prove at least two years of previous employment history in the same field. How do you do that if you just graduated and you're starting your first job in your career path? CGHP allows a recent college graduate's previous school experience to be used in order to satisfy the two year employment history requirement.

CGHP ALLOWS RECENT COLLEGE GRADUATES TO BE APPROVED USING A NON-OCCUPYING CO-SIGNER.

Many college graduates start their careers in entry-level positions with entry-level pay. However, they know that their earning potential is good and their income is likely to increase. If you are a recent college graduate, you can buy the house you want now, by taking advantage of the fact that CGHP loans allow for the use of a non-occupying co-signer. The co-signer must be a blood relative, or an unrelated individual that can document evidence of a family-type, long-standing relationship not arising out of the loan transaction. If this is the case, the co-signers income, assets, liabilities, and credit history are included on your loan application in order to determine your credit worthiness.

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OFFER TO PAY CLOSING COSTS Additional terms and conditions apply call for details Away Home Loans, LLC NMLS #1944472, will issue a lender credit at closing for the amount of closing cost on Loan. Closing costs include the following fees lender fees, government recording charges, documentary stamps, intangible taxes, appraisal fee, and title charges. The appraisal fee paid by borrower up-front but fully credited at closing. Lender credit does not include rate discount costs/discount points prepaid items (including mortgage insurance premiums interest, property taxes, homeowners insurance, and any escrow account), or the payment of a mobile notary fee if the selected closing agent has an office which will serves the area or additional non-standard services requested by the purchaser.

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